Home Insurance Guides

Our RAC Home Insurance guide answers your questions on voluntary and compulsory excess and how much you should be paying.

New for old cover is often available as part of a home insurance policy, but what does it mean and how does it work? This guide from the RAC explains.

Accidents can happen, but does your home insurance cover breakages and spillages? Here, the RAC looks at what accidental damage cover is and why you might need it.

Why is it important to have home insurance in place? This article from the RAC explains it all.

From flooding and fires to red wine spills or broken electronics, it can be tough to know when to make a claim. Optional or essential - our guide explains all.

Does living in a bungalow make a difference to the price of your home insurance? In this guide, the RAC takes a look at some of the factors to consider.

If you own a flat, instead of a house, does this make any difference to the cost of your home insurance? The RAC looks at the potential impact in this guide.

How does home insurance work and what type of cover do you need? This guide from the RAC answers all the important questions.

If you’re a new owner or looking to upgrade your home insurance policy, check out this RAC Home Insurance guide on what the best home insurance policy should include.

RAC explain what home insurance you need if you are renting a property, click here to find out more.

If you rent your home, do you need to bother with insurance? Actually you do - this RAC guide takes a closer look at contents insurance for tenants.

Making a claim on home insurance is bad enough without considering the loss of items that are valuable or high risk. But what items are deemed as high risk?

Subsidence can disrupt the structure of a property, and can become a problem for homeowners if it’s not identified and resolved - but how does it affect your home insurance?

Did you know that the type of roof you have on your property might have an impact on your home insurance? The RAC explains why in this handy guide.

A holiday is your time to relax, but it means leaving your home unoccupied. Follow these tips from the RAC to help keep your property secure while you’re away.

In this guide we look at what you can do to lower the risk of a fire in your home.

This guide provides tips on burglary prevention and home security.

An unexpected boiler breakdown can be a nightmare, but, if you’ve got emergency home cover it doesn't have to be. Find out more in our quick guide.

Flooding can happen at any time, but there are steps you can take to prepare your home to minimise damage and recover from its impact.

A home improvement project can not only enhance your property, it can add value too - but it might have an impact on your home insurance, as the RAC explains.

Not everyone is a builder and calculating your home's rebuild cost isn't always an easy process. It's a crucial question and needs answering accurately.

Need to work out the value of your possessions for home insurance? Use our quick and easy tool, helping you work out how much cover you need for your policy.

When the weather turns colder, help to keep your house nice and warm by using these useful tips from RAC