RAC Online Car Insurance
RAC Online is self-service car insurance that puts you firmly in the driving seat. Give the call centre a miss and instead access and make changes to your policy 24/7, online. You’ve got the freedom to manage your account as you like. Plus get support from our virtual assistant at anytime, or our live chat function is available Mon-Fri 8am-8pm, Saturday 8am-6pm and Sunday 10am-4pm.
Because call centre support is limited, we’ve reduced our online admin fee. And if you need to call us to make a claim, you’ll get the same exceptional service.
Uninsured driver cover
Keep your no claims discount even if you’re hit by an uninsured driver, comprehensive plus policies only
24/7 claims support
Report a claim to our helpline 24 hours a day, 7 days a week
Discounted RAC Breakdown Cover on all tiers
RAC Online Car Insurance customers pay less for RAC Breakdown Cover compared to standard RAC Car Insurance and RAC Black Box Car Insurance customers.
What makes RAC Online different?
The insurance cover offered by RAC Online is the same as our standard car insurance levels. The only difference? Because it’s a ‘self-service’ option, call centre support is limited. And that means that we can offer you lower admin fees when making changes online.
What does self-service insurance mean?
Self-service insurance is a time and hassle-saving way to manage your insurance policy. Rather than needing a helpline to make changes to your policy or details, with self-service customers can do it themselves, online.
What changes can I make online?
Log in to My Account anytime of the day to check or manage your insurance cover.
✓ Make a change to your vehicle or personal details
✓ Renew your policy
✓ Make a payment
✓ View or download your policy documents
Visit our RAC Online FAQs to find out more about our digital-only product.
Why choose RAC Online?
Online self-service
Manage everything yourself, digitally, with live chat for help
Paperless
Download and view your documents digitally through My Account
Lower admin fees
By cutting out the call centre, we can reduce our online admin fee too
Compare RAC Insurance policies
Compare the different cover levels and features available with RAC Online Car Insurance.
Comprehensive plus
Comprehensive
Third Party, Fire and Theft
60 days EU cover (at the same level as in the UK)
Uninsured driver promise
Vandalism promise
Courtesy car as standard (subject to availability and eligibility)
Repairs guaranteed (for 3 years at approved garages)
Personal accident benefit
Medical expenses
Personal belongings
Transfer home or hotel stay after an accident1
Child seat cover
Window glass cover
Emergency treatment
Replacement locks
Cover for accessories
Sound and sat nav equipment
New car benefit
And we don’t just offer insurance for your car – upgrade your cover with our range of optional extras including RAC Breakdown Cover, Motor Legal Protection, Keycare and Guaranteed Replacement Car.