Winter Sports Travel Insurance
Whether you have years of experience or are heading to the slopes for the first time, you don't need mishaps like broken equipment or piste closure ruining your fun. Protect your winter holiday and add Winter Sports cover to your RAC Travel Insurance policy.
We cover a range of winter sports including skiing, snowboarding, ice skating, snow shoe and glacier walking, ice fishing and tobogganing, and all cover levels provide benefit for equipment, personal belongings and accommodation.
Unlimited emergency medical cover on our Black cover level
Broken, lost or stolen equipment
Alternative accommodation
Or phone us for a quote on 0330 159 0409
Lines open Monday to Friday, 09:00-17:00, Closed Weekends & Bank Holidays.
COVID-19 update
It is essential that you check the latest Foreign, Commonwealth and Development Office (FCDO) advice for your destination before you travel. Our travel insurance policies do not provide cover for travel to an area where the FCDO advises against all or all but essential travel.
RAC Member and Car Insurance policyholder discount1
RAC members and RAC Car Insurance policyholders save 25% on single trip or annual multi-trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.
Winter Sports cover levels
Winter Sports cover is an optional extra you can choose to add to your core cover. However, you will only be covered for treatment as a result of taking part in winter sports activities and loss or damage to your equipment if you purchase this add on. The level you get depends on the core cover you have selected. For more information on our core cover, which covers things like emergency medical expenses, personal belongings and cancellations, please see our core cover page.
Orange Cover | Silver Cover | Black Cover |
£500 ski equipment cover | £750 ski equipment cover | £1,000 ski equipment cover |
£400 ski pack cover | £400 ski pack cover | £400 ski pack cover |
£400 cover for piste closure | £400 cover for piste closure | £400 cover for piste closure |
£250 for additional costs as a result of avalanche | £400 additional costs as a result of a landslide or avalanche | £500 additional costs as a result of a landslide or avalanche |
£300 cover for ski hire | £350 cover for ski hire | £400 cover for ski hire |
£150 for physiotherapy in the UK | £350 for physiotherapy in the UK | £500 for physiotherapy in the UK |
Frequently Asked Questions
We cover a wide range of winter sports including skiing, snowboarding, ice skating, and snow shoe walking, and you’ll be covered for damage or loss of your own equipment – up to a total of £1,000 for your own equipment.
In the event you need to hire replacement equipment, your cover will include that too.
Further frequently asked questions.
If the piste is closed due to too little or too much snow, or due to avalanche, we’ll cover your travel to an alternative site – up to £50 per day on our Black cover level.
If you miss lessons, or cannot use your pass or hired equipment due to injury or illness, we can cover your losses – up to a total of £400 on our Black cover level.
If your accommodation is uninhabitable due to avalanche or landslide, we’ll provide cover for you to relocate to similar accommodation. On our Black cover level, this is up to £500.
We’ll also cover you if your trip is cancelled or curtailed – on our Black cover level this amount is up to £7,500. There is also benefit if your trip is delayed or if you miss your departure.