Temporary Van Insurance
Temporary van insurance provides you with comprehensive short-term cover to drive a van, motorhome or campervan. If you don’t have an annual van insurance policy in place, temporary van insurance is a flexible option with cover from 1 hr to 30 days. It only takes 15 minutes to activate and covers you to drive your own van or one that you’ve borrowed.
Saves you money
Only pay for the days you need
Quick & easy
Get covered in 15 minutes and extend online 24/7
Fully comprehensive
It covers you as well as others
What is temporary van insurance?
Temporary van insurance covers you for driving short and long wheelbase vans, and you can also upgrade to cover a motorhome or campervan as well.
You could use it to drive a van for any of the following:
✓ Sharing a trip for a holiday, festival, staycation or going camping
✓ Moving house or helping someone move house
✓ Taking unwanted items to the tip
✓ Transporting large or awkward items, such as furniture, DIY or gardening materials
✓ Test driving a van before you purchase
Covers travel for business and leisure but not commercial use/hire and reward, such as couriers or taxi drivers.
Who is temporary van insurance for?
- General public – whether you’re a family moving to a new home or a student heading off to university, temporary insurance means you can use a van and move all your items in safely and practically
- Sole trader1 – likewise, a trade worker may only need a van on the odd occasion, in which case a temporary policy can save time and money
- Small businesses1 – not all businesses require vans 24/7, but they may need them from time to time. When they are needed, a temporary policy can prove more cost effective than an annual policy
What's covered by temporary van insurance?
What's covered
Loss, theft, fire or vandalism
Legal liability if another person is injured or dies, or their property’s damaged
Damage after an accident
New car replacement2
Accident recovery and an approved repair service
Legal expenses cover up to £100,000
Optional extras
Read more about our optional cover.
+ RAC Breakdown Cover - RAC breakdown assistance with Onward Travel options
+ European car insurance cover - Comprehensive cover while you’re on the road in the EU
+ Excess Protection - So you're not out of pocket if you need to make a claim
Looking for other short-term insurance?
Other flexible car insurance options include: Black Box Car Insurance and Learner Driver Insurance.
The van must:
• have 8 seats or less
• under 3.5 tonnes gross vehicle weight (GVW)
• not be a heavy goods vehicle (HGV)
• have an engine size of 3999c or less
• not be a rental or hire vehicle
• not have any engine modifications, body kits or alloy wheels – unless they were carried out of a disabled driver or passenger, or they were fitted at manufacture or were manufacturer optional extras
Usage must:
• be for travel that starts and ends in the UK (exporting is not permitted)
• not be used for the transport of goods or passengers for payment, or the transport of property or goods which don’t belong to you (e.g. as a courier or for fast food or takeaway food delivery)
• not be for the transport of hazardous goods or for use at hazardous locations
Frequently Asked Questions about temporary van insurance
A temporary van insurance policy allows you to drive a van for a short period of time, with no need to take out an annual policy or add van usage to your existing policy. You’ll need to get the vehicle owner's permission. You can take out a policy from as little as 1 hour up to 30 days.
- comprehensive cover
- your No Claims Discount (NCD) won’t be affected on any annual policies
- only pay for the time you need
- policies available from 1 hour to 30 days. The more days you buy the cheaper the day rate
With RAC Temporary Van Insurance you can get cover from as little as 1 hour up to 30 days. There’s no limit to the amount of times you can take out a policy in a year.
Yes, you can. Our temporary van insurance covers motorhomes and campervans too.
Looking for Commercial or Fleet Insurance?
RAC Business Motor Insurance can provide cover for fleets, the motor trade, taxi’s, trucks and more. Visit our RAC Business Motor Insurance page for more information.
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