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RAC Business

VAN BREAKDOWN COVER

Cover from £12.50 a vehicle^

Keep your business moving
  • We get to most breakdowns in 60 mins or less
  • Our patrols fix 4/5 breakdowns on the spot
  • Flexible monthly payments – exclusive to the RAC
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^£12.50 a month per vehicle for Van Lite, fleets of 2.

RAC Van Breakdown Cover

You know you're getting breakdown cover you can trust with us – we've been doing this since 1897! Our expert patrols get to you in 60 mins or less, and we fix 4/5 on the spot. Plus, with RAC Van Breakdown Cover our cover is vehicle-based. So any driver of your commercial vehicle is covered. Meaning, your business can keep moving.

Compare our van breakdown cover

At the RAC, we tailor your cover to your business. We exclusively offer flexible monthly payments for all types business breakdown cover.

Van Lite

Includes Roadside and At Home. Plus, if your vehicle goes to a garage, we'll reimburse you the cost of a taxi ride up to 20 miles.

£12.50
a month^
  • Business cover, with personal use

  • We'll send help to fix your van if it breaks down anywhere in the UK.
  • Repeat callouts for the same fault won't be covered.
  • If your vehicle goes to the garage, we'll reimburse you for the cost of a taxi ride up to 20 miles.
  • If we can't fix you, we'll tow your vehicle up to 10-miles.
MOST POPULAR

Van Total

All the benefits of Van Lite. Plus. Onward Travel including van-for-van replacement if your vehicle needs to go to the garage - an RAC exclusive.

£16.00
a month^
  • Business cover, with personal use

  • We'll send help to fix your van if it breaks down anywhere in the UK.
  • Repeat callouts for the same fault won't be covered.
  • If we're unable be fix your vehicle we'll give you either a replacement vehicle, alternative transport, or a night's hotel accommodation. Cover starts 7 days after your policy start date.
  • If we can't fix you, we'll tow your vehicle anywhere in the UK. Cover starts 24 hours after your cover start date.
  • You'll have a £300 preapproved parts limit. There's no need to arrange payment at the roadside, you'll be sent an invoice once the repairs are complete.

^Price a month per van, fleets of 2.

Breakdown cover explained

What is van breakdown cover?

Van breakdown cover is there to help if your vehicle breaks down in the UK. For example, if you get a puncture or a flat battery. It means you can call for help and an expert will arrive to fix you on the spot or provide you with breakdown recovery to a nearby garage.

There are different levels of cover to choose from. Most providers only offer Roadside Assistance as standard. But at the RAC, we include Roadside & At Home, unlimited callouts and alternative transport with all our van breakdown cover options.

What types of breakdown cover are there?

You can buy breakdown cover for your van, or we also offer car breakdown cover, with cover for electric and hybrid vehicles as standard, plus taxisminibuses and trucks. You can also choose a mix of vehicle types, with our mixed fleet cover.

We offer van specific breakdown cover because we know van drivers have different needs to the average road user. 

Van Lite offers rescue anywhere with a 10-mile tow and 20-mile taxi from the garage. Van Total offers tow anywhere as well as a replacement van while yours is being fixed.

Tow & Taxi

With Van Lite if we can't fix you there and then, you'll get a 10-mile tow to the nearest garage or another destination. If your vehicle goes to the garage, we'll reimburse you for the cost of a taxi ride up to 20 miles. With Van Total we'll tow you, your passengers and your van anywhere in the UK - so you'll always get to your destination.

Why do I need van breakdown cover?

Every commercial vehicle can break down, but having a van off the road can lead to costly downtime, delays in jobs, and possibly reputational damage. With RAC Business Breakdown, our patrols fix 4 out of 5 vehicles on the spot, with repairs done at the roadside in an average of 30 minutes, getting you back on the road and able to do your job.

Vehicle cover

All of our breakdown policies cover your vehicle. So you're covered no matter who's driving.

Why choose us?

Help in 60 minutes

We get to most breakdowns in 60 minutes or less.

Our patrols fix 4/5

We'll fix you on the spot – saving you time and money on a trip to the garage.

Van-for-van replacement

With Van Total get a replacement van while yours is being fixed.

Avoid Big bills

Battery Replace

Get a new battery if we can't recharge yours - worth up to £600.

Legal Expense Insurance

If you have an accident that wasn't your fault, we'll help you claim back losses your motor insurance doesn't cover.

Tyre Replace

Puncture? No problem - you'll get up to £150 per tyre to repair or replace your damaged tyre.

Need to cover multiple vehicle types? Try our mixed fleet breakdown cover

What our members are saying

  • Van was recovered home within 2 hours and was fixed on the drive a day later by the RAC. The patrol did a fantastic job. He also kept us well-informed about everything and was friendly.

    J Scott
  • The patrol who attended was amazing. He was very engaging and quickly worked out the problem. I carried spares for the van and he changed the offending part and we were on our way quickly.

    Scott
  • My van is a bit of a nightmare and I've had to call the RAC out a few times in the last couple of years. The patrol helped us get to a safe location and gave the problem a temporary fix with the tools he had available so we could get home. He then showed me what I needed to do to fix the issue properly when back home.

    Jas
  • I had a problem with my Van that had been caused by a garage not doing a job properly. RAC sent out a patrol that really knew what he was doing, he answered all the questions I had and gave me all the advice plus a report that I needed to get the garage to sort my van.

    Fran

    All reviews are taken from our Trustpilot and accurate as of 08/11/24

    Get in touch

    Prefer to speak to one of our team? No problem, enquire below or give us a call on 0330 159 0975

    Get a quote

    Build your cover now to get a quote in minutes.

    Answers to your questions

    Our RAC Van Breakdown Cover is specialised cover for your work van. We pride ourselves on being one of the only breakdown providers to specifically offer a replacement van, if you need it, when you buy our Van Total cover. You can find our most up to date offers and pricing here.

    With RAC Van Breakdown cover you cover the vehicle(s) operated by you or your business rather than the drivers. Individual drivers are not necessarily covered in all of your vehicles, only the vans which are included on your policy.

    Van breakdown cover covers specific vehicles in your fleet, whether it’s your only vehicle or part of a large fleet of vans or other business vehicles. To add multiple vehicle types to your policy build your cover here.

    This is any van, car derived van, pickup or motorhome that meets the size and weight restrictions in our terms and conditions - and is not used for hire and reward purposes.

    Vehicle dimensions:

    • Max Weight (gross) - 3.5 tonnes
    • Max Width - 2.3 metres (7ft 6in)
    • Max Length - 7.6 metres (21ft)

    At RAC Business we know that your fleet can contain both cars and vans, so our Business Breakdown cover has you covered in both. Simply select how many cars and vans you have, and specify the vehicle details when prompted.

    Page reviewed by: Andy Baker

    Do you need personal breakdown cover?
    Need van or tradesperson insurance?
    Need to cover multiple vehicles? Try our fleet cover
    Buy now