Taxi Insurance
Keep your business moving with taxi and private hire insurance. The RAC can help to find the right Taxi Insurance for you.
Taxi Insurance is arranged by Advisory Insurance Brokers Ltd. Products are supplied by various insurance companies. Details are available on request.
The RAC has joined forces with Advisory Insurance Brokers Ltd to introduce an insurance service designed specifically for taxi vehicles.
Advisory Insurance Brokers Ltd is an insurance broker with access to well-known providers dedicated to providing cover for specialist motor insurance products. Standing strong with more than 2,000 colleagues in over 50 locations nationwide, Advisory Insurance Brokers Ltd is one of the UK’s largest independent brokers.
Taxi insurance provides cover for businesses who use their vehicles for the purposes of carriage for hire and reward for private hire and public hire.
Cover can be arranged for a wide range of vehicles including cars, minibuses, electric vehicles, plus vehicles used for chauffeur, wedding, and funeral hire.
Policy features:
- Comprehensive, third-party fire and theft and third-party only cover.
- Protected no claims bonus is available if you hold 4 or more years No Claims Discount.
- Unlimited windscreen cover.
- Spouse cover for social domestic & pleasure (Social Domestic and Pleasure) is available (subject to licencing authority approval).
- Public Liability Cover.
- Any driver policies.
- Cover for 2-way radio equipment.
- Electric vehicles considered.
Why choose us?
At the RAC, we understand you need cover for your taxi business, not just your car. Buy via our trusted provider and you can select a range of covers to suit your needs as a busy taxi driver which can include:
- Optional RAC Breakdown Cover.
- Optional Key Care Cover.
- Public Liability Cover.
- Employers’ Liability Cover.
- Instalment facilities available for qualifying customers. Full details of the finance provider, and the additional cost of finance, will be provided with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
Bespoke commercial insurance policies may have limitations and exclusions so please make sure you read all the documentation when you receive it to make sure you are happy with the cover provided.
All cover is subject to insurers' underwriting criteria and full terms and conditions, which are available on request.
You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk. It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price. You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.
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