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Compare Business breakdown cover

Compare business breakdown cover and find the right cover for your business

Business and commercial breakdown cover comparison.

Choosing the right breakdown cover for your business is important no matter what type of vehicle(s) your business operates. Business Breakdown cover is available at vehicle level so your business is guarded against any expensive down time you may encounter should any of your vehicles break down.

Vehicle level cover means any driver of the specified business vehicles on your policy are covered.

We understand that keeping your business moving by keeping your vehicles on the road is vital, but not all providers offer the same levels of cover. So whether you simply use your vehicle for work purposes, or manage an entire fleet of business vehicles, we’re here to help you compare breakdown cover for your business.

Whether you're looking for cover for your car, van or taxi, there's a breakdown cover level for you.

Our Business breakdown cover options.

Browse our Business Breakdown products here. Still can't find what you're looking for? Get in touch below to speak to one of our friendly team today.

Business members enquiries

What our customers have to say

The RAC is Britain's most experienced breakdown cover provider and we are proud to be so. But don't just take our word for it when it comes to the quality of our cover. When you compare breakdown cover it's always advisable to read as many reviews as possible to gain a neutral view.

All reviews are taken from our Trustpilot and accurate as of 18/09/24

  • Thankfully, I broke down just three miles from home. Despite having left my van roadside and gone home, the driver kindly came to collect the key and managed to bring my van back within an hour.

    I Stagg

  • I was thoroughly impressed by the RAC Patrol, and his apprentice, who expertly got my van going again. Their professionalism and ability to explain the issue in simple terms gave me complete confidence. The patrols advice on future-proofing my van was invaluable, especially since it's crucial to my work as a tradesman.

    K Johnson

  • Stranded on the M27, I called RAC and was quickly prioritised due to my dangerous location. Tony, the mechanic, arrived early, reassuringly fixed my van, and even provided diagnostic codes for my mechanic. He ensured my safety all the way to the nearest services with great politeness and helpful advice. This experience left me extremely grateful for my RAC breakdown cover.

    S Headley

  • Stranded on the M20, I reached safety and called RAC. Julian arrived quickly, fixed a blown turbo hose, and followed me to ensure my van was okay for my journey home. His extra care made a stressful situation much safer.

    S Nash

  • While driving on the A30, my vehicle suddenly experienced noise and vibration. The RAC responded promptly, identifying and fixing loose wheel nuts. The mechanic also checked the other wheels and had me test drive to ensure all was well. This level of care was above and beyond. I highly recommend RAC for their impeccable service.

    K Dyke

    Reliability and Reputation

    It's always reassuring to know you're in safe hands in the event of a breakdown. If you're stranded and awaiting help at the roadside you need to be assured that the support you receive will be timely and reliable, this is where the quality of your breakdown cover comes in.

    Service offered

    Roadside & At Home

    Recovery, Roadside & At Home

    Onward Travel, Recovery, Roadside & At Home
    Business Cover with Personal Use
    Included
    Included
    Included
    Callouts
    Unlimited
    Unlimited
    Unlimited Callouts and 5 x Onward Travel use
    Vehicle tow
    10 mile tow
    Anywhere in the UK
    Anywhere in the UK
    Hire Car Provided for 2 days or Alternative transport up to £150 per person or overnight accommodation
    Not included
    Not included
    Included
    		Buy now Buy now Buy now

    Compare RAC's business breakdown cover to leading competitors

    The table below compares our Roadside, Recovery & At Home package to our competitor's equivalent. Onward travel is an optional extra for both. The below costs are per vehicle, fleets of 1.

    RAC

    £155

    AA

    £148.96
    Personal use included
    Included
    Not included
    Unlimited Call Outs
    Included
    Included
    Vehicle tow
    Anywhere in the UK
    Anywhere in the UK
    Flexible Monthly Payments
    Included
    Not included
    		Get a quote

    Comparison based on closest equivalent cover: Roadside, Recovery & At Home. Prices are per vehicle, for fleets of 1 and based on non-offer web prices. Correct as of 18/09/2024.

    Compare other services and extras

    Breakdown cover providers offer several extra options that you can add to your membership, albeit usually at an extra cost. When you compare breakdown cover, don't forget that one provider may offer a service another may not.

    Optional Extras

    RAC

    AA
    European Travel
    Included
    Included
    Onward Travel/ Relay Plus
    Included
    Included
    Battery Replace
    Included
    Not included
    Legal Expenses
    Included
    Included
    		Buy now

    Fleet Management

    You need to ensure you have a great quality policy in place, especially if you’re managing a fleet. Business or 'Fleet' Breakdown cover often differs from standard breakdown cover. This is because you can cover a number of cars, vans or motorcycles for commercial purposes, rather than covering one vehicle in the event of a breakdown.

    It doesn’t matter whether your fleet of vehicles contains two cars or 20, this type of cover means you can take out one policy to cover all of your vehicles in the same way.

    It’s good to note that many providers offer policies with a discount if you add more vehicles.

    Comparison summary

    Take your time and be thorough when you compare breakdown cover for your business. Cost is usually the first thing customers consider when researching breakdown cover - but remember you need to choose a policy that works for you. If a policy is cheaper, it doesn't always mean it will be better for the requirements of your business.

    You don’t need us to tell you how important it is to cover your business against breakdown costs. Whichever provider you choose, remember that this cover needs to be a perfect fit for the model of your business. Finally - reputation and reliability are key - ensure your chosen provider is experienced, trusted and expert.

    Still need to know the answers to a few pressing questions? Have a read through our FAQs below, or for policy information and terms for all of the providers discussed on this page, see the following documents:

    Policy Documents

    RAC

    AA

    Get in touch

    Prefer to speak to one of our team? No problem, enquire below or give us a call on 0330 159 0975

    Get a quote

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    For our most up to date pricing, click get a quote below to build your cover.

    Frequently asked questions

    You will need Business Breakdown Cover if you want to cover vehicles that are driven by more than one driver and registered to your business address. Breakdown cover is offered at varying levels to match the needs of your vehicles and your business.

    Some personal policies, including vehicle policies, that are not specifically for business use will have restrictions in the terms and conditions. These can refer to commercial use of vehicles, excluding use from business premises or vehicles carrying items or people for money. It is always best to check that the policy is correct for your business so that you are not refused service.

    Business Breakdown Cover can usually cover most types of vehicles. This includes cars, taxis, vans, motorbikes, minibuses and trucks. Most breakdown policies cover vehicles that weigh no more than 3.5 tonnes, and have certain rules and regulations on the dimension of the vehicles.

    When you compare policies with different providers you should research what vehicles are covered before you make a purchase. Especially if your fleet contains more than one type of vehicle.

    There are varying levels of Business Breakdown Cover, but generally all providers offer similar levels in their standard package. Most offer Roadside Assistance, Roadside Recovery, At Home cover - this last one means you’ll be covered even if you breakdown at, or within a mile of, the registered address.

    Most providers offer different levels of cover on top of this so it’s important to compare breakdown cover to ensure you purchase the best one for your business.

    The best way to find the best Business Breakdown policy for your business is to take your time and compare breakdown cover. First identify how many vehicles you need to cover, then work out what level of cover you need for your business and compare providers.

    You will want the best quality cover possible, so ensure you choose a provider with a reputation of reliability.

    All vehicles covered by a Business Breakdown policy can be driven by any driver authorised to do so by the policyholder. This is providing the driver meets all the legal driving requirements. This policy makes managing a fleet very simple.