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RAC Business

Motor Trade Insurance

The RAC can help to find the right Motor Trade Insurance for your business.

Motor Trade Insurance is arranged by Advisory Insurance Brokers Ltd.  Products are supplied by various insurance companies.  Details are available on request.

Motor Trade Insurance

The RAC has joined forces with Advisory Insurance Brokers Ltd to introduce an insurance service designed specifically for motor trade businesses.

Advisory Insurance Brokers Ltd is an insurance broker with access to well-known providers dedicated to providing cover for specialist motor insurance products. Standing strong with more than 2,000 colleagues in over 50 locations nationwide, Advisory Insurance Brokers Ltd is one of the UK’s largest independent brokers. 

Our trusted provider has motor trade insurance experts to help you choose the covers you need, so you can focus on what really matters to you – running your business.

Via the RAC you will have access to insurance cover for vehicle sales, service and repair firms that need annual cover and that operate from business premises.

Policy features:

  • Motor trade road risks cover.
  • Property, liability, and other essential covers available too.

Why choose us?

At the RAC, we understand you need cover for your motor trade business. Buy via our trusted provider, and you can select a range of covers to suit your needs, which can include: 

  • Motor and non-motor covers available, usually under the one policy.
  • Face to face relationship.
  • Dedicated service team.
  • 24/7 direct-to-insurer claims reporting helplines where appropriate.
  • Access to a free ‘FirstCall’ claims notification app.
  • Claims support from an in-house team of claims specialists.
  • Instalment facilities available for qualifying customers. Full details of the finance provider, and the additional cost of finance, will be provided with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Bespoke commercial insurance policies may have limitations and exclusions so please make sure you read all the documentation when you receive it to make sure you are happy with the cover provided.

All cover is subject to insurers’ underwriting criteria and full terms and conditions, which are available on request.

 

You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk. It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price. You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.

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