General Business Insurance

Our trusted partner can work with you to arrange the protection you need. Not just property, business interruption and liability insurance, but also protection against new and emerging risks such as those brought about by our increasing use of digital technology.

Through RAC Business Insurance, you’ll get access to a range of packaged products designed to meet the needs of SME enterprises such tradespersons, shops, offices, and hospitality providers.

And if you need cover for business vehicles too, the Brightside team of motor insurance experts can help you arrange the protection you need.

All cover is subject to insurers’ underwriting criteria and full terms and conditions, which are available on request.

Bespoke commercial insurance policies may have limitations and exclusions. Please make sure you read all the documentation as soon as you receive it to confirm you’re happy with the cover provided.

You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk.

It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price.

You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.